Anyone who had a credit card, student loan, car loan or mortgage between 1987 and May 28, 2008 can get six to nine months of access to their credit report and credit score from TransUnion, one of the big three credit reporting agencies.
This access flows from settlement of multiple class action suits against TransUnion for [...]

The June 2006 AARP magazine touts an AARP sponsored law recently enacted in Arizona that prevents the theft of one’s identity for a fee.  That sounded a lot like extortion to me.
AARP reports that beginning in September, Arizonans will be able to bar credit-reporting agencies from releasing their personal financial information to a bank or [...]

A recent Bank Rate story on early mortgage relief plan reports that credit scores are used to determine eligibility for governmental help.  Credit scores are based on the information in credit reports.  However, studies show credit reports are notoriously inaccurate.
The announcement that the government was going to accord decisive effect to credit scores pushed me [...]

One of the most frequently asked questions by those considering filing bankruptcy is “what will it do to my credit report?” Often this is followed by, “I have perfect credit.” I often reply, perhaps injudiciously, “What’s so perfect about having debt that you can never hope to repay short of winning the lottery?”
I [...]