In 2003 Congress enacted the Fair and Accurate Credit Transactions Act which requires the big three credit reporting bureaus to supply every consumer with one free credit report a year.  However, while the reporting bureaus do in fact make the free credit reports available, they have also used this law as an opportunity to market services [...]

Just in time to compliment your subprime mortgage comes the 401(k) ATM card.  Should you get one?  Probably not!
In an article on street.com entitled:  “Just Put It on My 401(k) Debit Card”  street.com editorial assistant, Simone Baribeau  discusses this new way of borrowing against your retirement and your future.
The card, called  a ReservePlus card, is issued [...]

The sales pitch in the TV ads is tempting:  If you have a personal injury lawsuit and need money, contact our company and we will give you a cash advance on the ultimate settlement (or judgment) of your case.  If you don’t recover, you owe the company nothing.
 I had wondered how this worked, and recently [...]

Telephone scams that try to get your personal information such as your social security number tend to run in cycles. In June of 2006 the FBI reported on one such scan that is now back: The Jury Duty Scam!
If you liked that post, then try these…Payday Boilerplate Contract Takes a Hit by Wendell [...]