Pennsylvania Attorney General Tom Corbett’s office released information regarding credit-related scams.  “Consumers searching for an easy way out of their credit problems are susceptible to a wide range of credit-related scams in addition to credit repair fraud,” the PA Attorney General’s office states.  Some examples provided are as follows:
Checking Account Scams
One of the latest scams [...]

Remembering and following these important tips, provided by the Pennsylvania Attorney General’s Office (relevant nationwide), will go a long way in protecting your credit by protecting your personal information:

Don’t give personal informationon the phone, through the mail, or over the Internet, unless you’ve initiated the contact or know with whom you’re dealing.
Ask your financial institutions [...]

In the course of corresponding with folks contemplating bankruptcy, I frequently get emails and calls asking about debt settlement.  A recent letter got me thinking about debt settlement and I was inspired to create a post on my Atlanta Bankruptcy blog entitled “Debt Settlement vs. Bankruptcy” in which I set out my observations about the [...]

Over a year ago, I blogged on the lawsuit between Lifelock and Experian.  Well, Lifelock is still in business and so is Experian.  Both companies are making money, and both companies are still fighting in Court.  Why?  The bottom line is millions of dollars in profits.  Whose profits?  Both companies.
After the lawsuit was filed, both [...]

Much has been written about maintaining your credit report and your credit score.  Credit reports are free (once per year) by Federal law and it is easy to set up a system of monitoring them.  However, you still have to pay to obtain the point score.
But another point of view is that your credit score [...]

Part 7 of my review of Kevin Trudeau’s book, “Debt Cures “They” Don’t Want You to Know” examines Chapter 12:  Two Magic Words x 3.  The purpose of the review is to examine whether Trudeau,  who has had extensive involvement with credit card fraud and the Federal Trade Commission for some of his previous books, [...]

We live in a society that seems to put great weight in a high credit score (the number reported by the credit reporting agencies).  Such a score is really only a conglomeration of various factors dealing with the timeliness of your payments on secured and unsecured debt and the available credit you have at any [...]

Identity theft is a growing, and serious, crime.  Though strangers may steal your Social Security number, identification or other personal information to get credit and defraud you, it’s just as likely that the perpetrator is a friend or relative (though with friends like those, who needs enemies?).
What Can You Do To Protect Yourself From Identity [...]

Jefferson Duarte, a Rice University finance professor, designed a study to analyze more than 12,000 loan applications submitted to Prosper.com, a internet lending company.  Prosper.com matches borrowers with a group of lenders they have assembled.  Applicants submit all the standard financial information plus a picture of themselves.
If you liked that post, then try these…Dun And [...]

Part 6 of my review of Kevin Trudeau’s book, “Debt Cures “They” Don’t Want You to Know” examines Chapter 8 (Highest Points Wins), 9 (The Report); 10 (Knowing the Score) and 11 (Show Me the Money).  The purpose of the review is to examine whether Trudeau,  who has had extensive involvement with credit card fraud [...]